RAW SOURCE: Borrowing Money from the Bank (Maf: Starfleet Battles)

URL: https://perryjones.medium.com/borrowing-money-from-the-bank-maf-starfleet-battles-115291822a4a

Content (close paraphrase, unfiltered)

Standing: Represents a character's relationship with any entity — NPCs, corporations, players, banks. All characters start at Standing 0.0 (Neutral) with any given entity. Positive Standing gains run roughly +0.01 to +0.1 per action; negative range runs from -0.01 down to -10.0 or lower. Standing increases by completing Missions, Assignments, or Contracts on behalf of Corporations, Players, or NPCs. Standing is tracked separately per entity.

World Bank loans: The World Bank is available to all player characters, alongside other lending banks. To apply: go to the Market page's "Loans" option, or search for "World Bank" (or another bank name) and select it, then complete and submit the application. At full game launch, applications for any Standing of 0.0 or higher are approved instantly with funds deposited immediately, reflected in the Wallet's "Funds Available." Funds can be spent freely up to the available amount. Taking out a loan increases Standing with that bank by +0.01; each payment made also adds +0.01. Higher World Bank Standing yields larger borrowing capacity and lower interest rates. Loan principal is deducted automatically from the character's account roughly once per game-time month. Interest, however, is paid by the player (not the character) on a weekly real-time basis to an account designated by the lender. The article links out to "Kila Vas Market" (mafstarfleetbattles.com/market).